I have several friends and close knit who are having problems with their finances. Listening to them while they complain about their miseries in life, actually, is not a nice thing. It’s not that I see their financial troubles as something unimportant or petty. After all, I also get confronted with the same problem time and again. It’s just that I know where financial issues often lead to— self pity.
When we purchase items that do not require upfront payments, we actually think they’re nice. But the moment we have to pay for what we purchased, we suddenly feel an outburst of panic especially if we do not have enough money to pay the bills.
Then there are also water and electric bills to pay and daily needs to meet. We just can’t do away with them. Otherwise, we suffer. If we put them all together—debts to pay and needs to meet – our financial dilemmas often become magnified. But fret not! It isn’t the end still. You can still save yourself. How? Start living a frugal life and follow money saving tips.
Living a frugal life does not necessarily mean that you have to skip a meal or two just to save. It does not also mean that you have to cut your electricity at home and deprive your self of power supply. No, these are not the things that money saving tips suggests.
Now, if it isn’t that, what is? Well, the answer is simple. Be a wise spender and spend only for what your budget can afford you. Also, make sure that you set aside a portion of your income and save that portion for the future. If your phone still functions normally, do not entertain the idea of buying a new one yet. Also, instead of dining in luxurious restaurants, why not cook at home, tag your buddies along and enjoy a sumptuous meal together? Not only would you able to save up, you also get to hang out with your friends.
There is still various money saving tips that you can heed to. Your friends, family, even books, magazines, and the internet could provide you with hundreds, if not thousands, of them.